Your Chilean money, in one place — without sharing banking credentials.
Import statements from BCI, Santander, Itaú, Banco de Chile, BancoEstado, Mach, Consorcio, Tenpo and more. Field-level encryption, no shared credentials, no endless spreadsheets. Built in Chile.
Statements we already import automatically
How it works
Your consolidated cash flow in 3 steps.
No banking passwords, no waiting for integrations, no shared credentials. You control what enters and when.
Upload — or forward it by email
Download from your online banking and drop it in Gastus, or set up a Gmail filter once and forward statements automatically to your Gastus address. If the format is new, our AI reads it anyway.
We detect everything automatically
Accounts, counterparties, categories, transfers between your own accounts, recurring expenses. All encrypted the moment data hits the server.
See your real money
Dashboard with net balance, monthly forecast, upcoming-payment alerts, business briefings if you have a business workspace.
Your numbers weigh more than any data — we treat them that way.
We're not a bank; we're where you watch your money. That's why security isn't a section — it's the foundation everything else is built on.
- Field-level encryption: descriptions, RUTs and notes travel encrypted with AES-256-GCM the moment they touch the server.
- Per-workspace key (DEK): each workspace has its own key, protected by a master key (KEK) that doesn't live in the database.
- Zero banking credentials: we never ask for your banking username or password. You download, you upload.
- Anonymized AI: before sending anything to Claude or Gemini, a scrubber replaces names, RUTs and addresses with placeholders.
Your statement, protected journey
Why Gastus
Built for people who take their money seriously.
Personal account + credit card + your partner's account + workspace for your business. All seen together, with no one reading what they shouldn't.
Forward the statement by email. Done.
Set up a Gmail filter once. Every time the bank emails you the statement, it lands at your Gastus address and we import it automatically — even if it's password-protected, we unlock it with your RUT.
Your workspace, your key.
Each workspace has its own encryption key, protected by a master key that lives outside the database. Neither our team nor the hosting provider can read your sensitive data.
Snap a photo of the bill and it splits itself.
Dinner with friends? Take a photo of the receipt — the AI reads the items and splits the total (evenly or per person). Is it someone's birthday? Mark them as a guest and their share is covered by the rest. Each friend lands in your “Owed to you” list with their share; email reminders included.
Talk to your money — it speaks Chilean.
Paid for something in cash? Open Cash, tap the mic and say it the way you talk — “lunch eight lucas”, “groceries four-five-hundred”. Gastus pulls out the amount (it knows the local slang for money) and keeps the rest as the description. Confirm and it's logged. You can also snap a photo of the receipt.
Public mode — hide amounts
Categorizing transactions on the subway or at the café? Tap the eye icon and every amount turns into $••••••. Balances, income, debts. The app keeps working; whoever looks over your shoulder sees no numbers.
14-day calendar
What's coming up this fortnight: recurring payments, pending installments, debts to collect, payday. Anti-overdraft alert if the projected balance dips below your threshold.
Multi-workspace
Personal and Business kept separate. Your business, your partner, your individual money — isolated by default.
Spots recurring patterns
Fixed expenses, expected income, subscriptions that raised their price. We warn you before it hurts.
Installment purchases
We track how many installments you have left on each credit card, how much you pay monthly and when each one ends. Money committed ahead, no surprises.
Your data, yours
Export everything as CSV or JSON whenever you want. Delete your account and we wipe it within 30 days. No fine print.
Rules that learn
Categorize once with “Remember for the future” and the rule applies retroactively to every matching tx, and to all new ones. You never see “Uber” uncategorized again.
Push to your phone — no App Store
Install Gastus as an app on your phone in 1 tap (PWA). Native notifications (balance under threshold, budget at 80%, statement processed) without going through Apple or Google.
Free Chilean glossary
What's the CAE? What's the UF actually for? Public glossary with CLP examples — no jargon, no paywall. Anyone can read it, paying or not.
For business
Reconcile what you invoice with what you actually get paid.
The same Gastus engine, tuned for law firms, SMBs and professionals. See profitability per case, get a daily briefing of your business and — very soon — reconcile your bank flow against your SII books.
Law firms · SMBs · accountantsSII integration
Pull your Purchase and Sales books (RCV) straight from the SII and cross them automatically against your bank movements: invoiced vs paid, how much VAT you owe and who still has to pay you.
Profitability per case
Tie income and expenses to each case or project and see the real margin of each one, not just the monthly total.
Income statement
Your company's P&L per period: operating income, costs, EBITDA and result — readable, no spreadsheet.
Daily AI briefing
Every morning, a summary of how the business is doing: signals, alerts and recommendations in plain language.
Unlimited workspaces
Keep each company, client or partnership in its own isolated space, with its own encryption key.
Unlimited email-in
Forward as many statements as you want by email and they import themselves, with no monthly cap.
Compare
How we compare to traditional finance apps.
Based on public information from our site and from other Chilean personal-finance apps. Only verifiable claims.
- Field-level encryptionAES-256-GCM with a unique key per workspace (DEK + KEK)Often mention generic “encryption protocols” without specifics
- Free planIndefinite Free tier, no card required to startTypically 30–35 day trial then monthly billing
- Cancelling the subscriptionDowngrade without losing tx, budgets or rulesSeveral apps require deleting the account to cancel
- Uploading an old statementIn-app, native parsers for 13+ Chilean banks (BCI, Santander, Itaú, BCh, BancoEstado, BancoEdwards, Banco Falabella, Scotiabank, Mach, Consorcio, Tenpo, Cencosud, Ripley…)Sometimes done via an external form, or email-only
- Geolocation on transactionsWe don't collect itSome apps request GPS on every movement
- Personal + Business workspacesSeparate workspaces, isolated encryptionUsually a single profile with tags
- AI consentPer-provider opt-in (Anthropic / Google / DeepSeek). Reversible.Typically a single blanket consent to multiple providers
- Categories + emojiUnlimited, subcategories, 450+ emoji picker with searchFixed list of 15–20 predefined categories
- SupportIn-app tickets + SLA visible by planUsually WhatsApp as the only channel
Comparison built from public information. If an app you know updated its terms and a row became outdated, write to us at [email protected] and we'll fix it.
Plans
Start free. Upgrade when you need to.
Pricing built for Chile. No fine print, no hidden auto-renewal. Cancel whenever.
Free
To get to know the product
- Unified statement view + transactions
- Public mode (hides amounts)
- Basic categorization
- 1 personal workspace
- Chilean bank import (PDF/XLS/CSV)
- 5 AI queries/mo
- 3 OCR/mo
Personal
Individuals with multiple banks
- Everything in Free
- Up to 2 workspaces
- Email-in: 20 statements/mo
- Split bill from a photo: 15 scans/mo
- 14-day calendar + anti-overdraft alert
- AI-detected recurring + subscription audit
- Savings goals + 50/30/20 strategy
- 50 AI queries + 20 OCR
Pro
Power users and families
- Everything in Personal
- Up to 5 workspaces
- Email-in: 100 statements/mo
- Split bill from a photo: 50 scans/mo
- Calendar up to 90 days
- Forecast with AI narrative + what-if simulator
- Installment purchases — what you still owe
- Loans tracker: up to 50 active
- 500 AI queries + 50 OCR
🎁 Welcome bonus: your first 30 days come with caps multiplied ×4 so you can really try it without hitting limits. During Beta plans are assigned manually — email [email protected] to upgrade.
Three commitments we don't compromise on.
We don't sell your personal data to advertisers or brokers.
Period. No asterisks, no fine print, no “unless…”. Our business model is the subscription, not your data.
Field-level encryption + anonymized AI.
Your sensitive data lives encrypted with AES-256-GCM. Before anything is sent to the AI a scrubber replaces names, RUTs, emails and addresses with placeholders.
Zero analytics. Zero pixels. Zero data brokers.
No Google Analytics, no Meta Pixel, no PostHog, no Mixpanel, not even Vercel Analytics. Your navigation is yours.
What people ask before getting started.
Is it safe to upload my statements to Gastus?
Yes. Descriptions, RUTs and notes are encrypted with AES-256-GCM the moment they hit the server. Each workspace has its own key (DEK), protected by a master key (KEK) that doesn't live in the database. Neither the Gastus team nor the hosting provider can read your data in plaintext.
Do I need to give you my online banking credentials?
No, never. Gastus never asks for your banking username or password. You download the statements (XLS or PDF) from the bank's website and upload them manually. That removes phishing risk entirely.
Which banks are supported today?
Traditional banks (BCI, Santander, Itaú, BancoEstado, Banco de Chile, BancoEdwards, Banco Falabella, Scotiabank), fintechs (Mach, Tenpo) and demand accounts (Consorcio Cuenta Más). Plus the Falabella CMR, Cencosud Scotiabank Mastercard and Ripley Mastercard credit cards. XLS and PDF depending on the bank, including password-protected statements (we unlock them with your RUT). If the format is new, AI-based OCR handles it.
Are you regulated by the CMF?
No. Gastus is not a financial institution supervised by Chile's CMF and does not operate under the Fintec Law. We don't handle, custody or transfer money. We just help you visualize what you already have in your accounts based on the statements you upload.
Do you use Google Analytics or any third-party tracking?
No. Zero. No Google Analytics, no Meta Pixel, no PostHog, no Mixpanel, not even Vercel Analytics. We also don't sell aggregated or anonymized data to advertisers or data brokers.
Can I hide amounts in public spaces?
Yes. There's a Public mode — a button in the top bar (eye icon) that replaces every amount with $••••••. Useful when categorizing transactions on the subway, the office, or a café without showing your balances to anyone looking at your screen. The app keeps fully working; only the figures are hidden. Toggle it off when you get home. Available on every plan, including Free.
Can I leave the birthday person out when splitting the bill?
Yes. In Bill split, each person has a “Guest” button. Mark someone as a guest and they don't get a debt — their share gets redistributed across the people who do pay. Useful for birthdays, farewells, covering the boss or your father-in-law — no need to remove anyone from the group or recalculate by hand. It also works on yourself (your birthday, your friends pay).
Can I export my data if I want to leave?
Yes. From the app you can export all your transactions as CSV or JSON whenever you want, for free. If you request account deletion, we wipe everything irreversibly within 30 calendar days.
Get started now — free during Beta.
Create your account in under a minute. Upload a statement (or forward it by email) and see your real money in seconds.
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